Table 3: Optional Barding Armor Class

(This can replace the Creatures with Natural Armor Class section in Chapter 6 of the Player's Handbook .)

	AC	Maximum
Type of Barding	Bonus	AC
Leather (Padded)	+1	4
Scale, Brigandine,
Studded, Ring	+2	3
Chain	+3	2
Banded, Splint	+4	1
Plate	+5	0

AC Bonus is the amount of protection a type of barding affords. For example, a heavy warhorse (AC 7) in plate barding (+5) has an adjusted AC of 2.

Maximum AC is the best AC conferred by non-magical barding of this type. Past this point, the innate toughness of the creature renders this type of barding redundant.

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